Emerging financial technologies are rapidly reshaping how people save, borrow, invest, and build wealth—often faster than consumer protections and public understanding can keep pace. With economic anxiety rising, new and potentially risky financial instruments—such as AI-powered tools, cryptocurrency, prediction markets, and buy now, pay later services—have become increasingly mainstream. To inform urgent questions about how to balance financial innovation with consumer safety, Urban researchers will share new insights from original consumer research about how and why people are using emerging technologies. Industry experts will discuss key trends shaping the future of financial services, and leading innovators will share how they are offering financial tools that responsibly expand financial inclusion for traditionally overlooked populations.